UsedConstruction equipment has evolved tremendously. With solutions for all credit situations, from leasing to financing, we have the largest selection of financing options available.
If you are looking at new construction equipment and want to know your financing and/or leasing options, contact us. The most common construction equipment we provide financing solutions for are below, but contact us if you don’t see your equipment type.


Securing a loan for your construction equipment can be straightforward. Here’s how the process typically works:
Step 1: Assess Your Needs & Budget: Before applying, it’s helpful to identify the specific equipment you need and create a realistic budget. Lenders will want to see that you’ve assessed your cash flow to ensure repayments fit within your seasonal income.
Step 2: Prepare Your Key Documents: To qualify for an equipment loan, you will generally need a few key documents. Gathering these ahead of time speeds up the process. This often includes 2-3 years of income history (like a Schedule C or F), financial statements, and proof of insurance.
Step 3: Complete a Simple Application: Our online application is designed to be fast and seamless. In many cases a simple application is all that’s needed to get a credit decision within hours.
Get a clear picture of your potential monthly payments in seconds. Our free equipment financing calculator makes it easy to estimate your payments and explore different loan scenarios to find what works for your operation. See how affordable your next equipment purchase can be.
Our network of dealers and construction companies are involved in a diverse mix of industries. These are examples of the customers we work with on a routine basis to secure the best equipment financing for their needs.
We would be happy to have a conversation with you to determine if we can provide value in equipment financing.
We deliver value to our dealers and construction equipment owners by providing personalized service, unmatched expertise, and a diverse mix of the best equipment finance companies in one single platform. On top of this, we can provide:
Finance Scope finances most construction equipment categories, including skid steers (skid loaders), compact track loaders, backhoes, dozers, excavators, trenchers, directional drills, and more. If your machine isn’t listed, send us the details—we can usually finance it or offer alternatives.
Yes, we provide financing for both new and pre-owned construction equipment. Whether you want the latest machines or cost-effective used models, we’ll structure the right loan or lease plan for your business.
Financing approval is often completed within 24–48 hours. Our streamlined credit process helps you secure equipment and get to work without delays.
Yes, we understand construction demand can be seasonal. Our financing options can include flexible or seasonal payment schedules to align with your cash flow and reduce strain during slower periods.
Yes, leasing is available in addition to traditional loans. Leasing can lower upfront costs, preserve working capital, and allow you to upgrade equipment more often.
Yes, we finance construction attachments, implements, and essential replacement parts. These can be bundled into your equipment financing package for convenience.
We work with a wide range of credit profiles. While stronger credit may secure better terms, many contractors and operators with less-than-perfect credit still qualify for financing.
Yes, financing can be tailored for both large firms and small independent contractors. We customize plans to fit your budget, cash flow, and project needs.
Yes, Finance Scope provides financing for equipment transportation and logistics. This includes trailers, trucks, and other transport solutions to help move construction equipment safely and efficiently between job sites. Click here to learn more about equipment transportation financing.
Yes, many businesses can take advantage of Section 179 deductions or other tax benefits with construction equipment loans and leases. Consult your tax advisor to maximize potential savings. You can learn more about SEC 179 rules and regulations in our helpful guide.
